Well, I almost password protected this, but… What the heck.
As some of you may know, I’m declaring Bankruptcy. I made the decision because of an irreversible situation that I got myself into with credit cards. So, I’ve been going through the process of declaring Bankruptcy.
This has entailed quite a bit of paperwork, quite a bit of money (oh the irony: I’m poor and can’t pay my bills. Okay, I’ll fix it if you pay me $1,600.) Right. One of the required steps is credit counseling. You set your happy little computer up and you log into their super special website, and you watch these videos. The videos were actual more helpful than I was anticipating. I learned some good stuff. (That’s a seperate post, if ANYONE cares.)
However, the way that they test you’ve absorbed the information? Throughout the video presentations, which takes about an hour and a half, they will randomly flash a word on the screen. I mean, randomly. “Boat”. “Moon”. There are five of these words. You write them down, and at the end of the video, your passing or failing that whole series of videos is based upon your ability to enter those five words. That have nothing to do with what you’ve just watched.
I’m truly not sure how I feel about that concept. If the point is consumer education, then how… It’s No Child Left Behind, for grownups. It doesn’t matter if you really learn the material, it just matters that you’ve figured out how to cheat the test. Good grief, Charlie Brown.
Today, I spent seven hours (!) sitting in a room, waiting for a thirty second (!) “meeting” with the bankruptcy trustee. Oh, mismanagement of money. There were some poor people and then there were people wearing clothes and shoes that cost more than a year’s tutiton at my college.
I have a lot of thoughts about my financial future, and because you are my loyal readers, you’ll be hearing about them soon. Get hype, kiddies.
